Mortgage Calculator

Get the numbers you need to know.

Start Here

Apply Online

Use our secure online application and get Pre-Approved today.
Start Here
google logoAssurance Home LoansAssurance Home Loans
5.0 Stars - Based on 36 User Reviews

Are You Purchase Ready?

Make sure you are completely ready to finance your next home. We are here to help.

Apply Now

Use our secure online mortgage application to apply for a home loan today. We are standing by and ready to help.

Looking to Refinance?

A mortgage refinance should be quick, easy, and save you money. You will find all of that with us.

First-Time Home Buyers Average Less than 6% Down

Many would-be homebuyers believe they need to put 20% down on a home purchase. Actually, the Realtors Confidence Index from the National Association of Realtors says that 61% of first-time buyers put less than 6% down in 2017. In fact, in March, 71% of first-time...
Read More Now

Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your...
Read More Now

5 Reasons Homeowners Can Throw Better Super Bowl Parties! [INFOGRAPHIC]

Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd and you don’t have to worry about complaints to your landlord if you cheer too loudly! The kitchen is big enough to make as many...
Read More Now

Bidding Wars Abound… How Long Will They Continue?

Just like with any product or service, the law of supply and demand impacts home prices. Any time that there is less supply than the market demands, prices increase. In many areas of the country, the supply of homes for sale in the starter and trade-up home markets is...
Read More Now

Study Shows “Millennials Deserve More Credit”

When it comes to talking about millennials, there are many stereotypes out there that have influenced the way the public feels about the generation. Whether it’s the assumption that millennials are irresponsible with money and would rather buy avocado toast than save...
Read More Now

2 Major Myths Holding Back Home Buyers

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that “eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5...
Read More Now

U.S. Housing Inventory Crunch Continues… List Your House Today!

Every winter, families across the country decide if this will be the year that they sell their current houses and move into their dream homes. Mortgage rates hovered around 4% for all of 2017 which forced many buyers off the fence and into the market, resulting in...
Read More Now

5 Reasons Millennials Choose to Buy [INFOGRAPHIC]

Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.”...
Read More Now

If You’re Considering Selling, ACT NOW!!

Definitely an aggressive headline. However, as the final data on the 2017 housing market rolls in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME! How did we finish 2017? New-home sales were at their highest level in a...
Read More Now

Gap Between Homeowners & Appraisers Narrows to Lowest Mark in 2 Years

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 4% or more over the next twelve months. One major challenge in such a market is...
Read More Now

Why You Need a Professional on Your Team When Buying a Home

Many people wonder whether they should hire a real estate professional to assist them in buying their dream homes or if they should first try to go through the buying process on their own. In today’s market: you need an experienced professional! You Need an Expert...
Read More Now

Buying A Home Is More Affordable Than Renting In 54% Of US Counties

According to ATTOM Data Solutions’ 2018 Rental Affordability Report, “buying a median-priced home is more affordable than renting a three-bedroom property in 240 of 447 [or 54% of] U.S. counties analyzed for the report.” For the report, ATTOM Data Solutions compared...
Read More Now

Where Did Americans Move in 2017? [INFOGRAPHIC]

Some Highlights: Atlas Van Lines recently released the results of their annual Migration Patterns Survey in which they tracked their customer’s movement from state-to-state over the course of 2017. Idaho held on to the top spot of ‘high inbound’ states for the 2nd...
Read More Now

What Impact Will the New Tax Code Have on Home Values?

Every month, CoreLogic releases its Home Price Insights Report. In that report, they forecast where they believe residential real estate prices will be in twelve months. Below is a map, broken down by state, reflecting how home values are forecasted to change by the...
Read More Now

61% of First-Time Buyers Put Down Less than 6%

According to the National Association of Realtors’ latest Realtors Confidence Index, 61% of first-time homebuyers purchased their homes with down payments below 6% from October 2016 through November 2017. Many potential homebuyers believe that a 20% down payment is...
Read More Now

The best advice

Brent was incredibly detailed throughout my entire loan process. He was quick to respond to questions and answered the phone when I needed him. His group was proactive and gave me the best advice that I felt took complete care of my situation. I would highly recommend Brent for any mortgage needs. He will take care of you throughout the entire process.

Jared Durham, Project Manager, Pacific Builders

Assurance Home Loans, Brent Knapp
2017-12-13T14:49:34+00:00

Jared Durham, Project Manager, Pacific Builders

Brent was incredibly detailed throughout my entire loan process. He was quick to respond to questions and answered the phone when I needed him. His group was proactive and gave me the best advice that I felt took complete care of my situation. I would highly recommend Brent for any mortgage needs. He will take care of you throughout the entire process.

Pleasant to work with

When I started looking for a mortgage I wasn’t sure if getting any kind of loan was possible, especially a home loan. After talking to Brent Knapp my wife and I have a different outlook on the situation. Brent was very understanding and very pleasant to work with throughout the entire process. Thank you Brent my wife and I greatly appreciate you.

Phetsamone Phim, Aviation Inspector, Avdec

Assurance Home Loans, Brent Knapp
2017-12-13T14:53:01+00:00

Phetsamone Phim, Aviation Inspector, Avdec

When I started looking for a mortgage I wasn’t sure if getting any kind of loan was possible, especially a home loan. After talking to Brent Knapp my wife and I have a different outlook on the situation. Brent was very understanding and very pleasant to work with throughout the entire process. Thank you Brent my wife and I greatly appreciate you.

Attention to details

It was a pleasure working with Brent. He worked hard to find something that works for us. He was contentious and paid attention to details to make sure everything was taken care of accurately and on time to assure the best rate possible.

Glenn Groesbeck, Mckeon Door Company

Assurance Home Loans, Brent Knapp
2017-12-13T07:36:44+00:00

Glenn Groesbeck, Mckeon Door Company

It was a pleasure working with Brent. He worked hard to find something that works for us. He was contentious and paid attention to details to make sure everything was taken care of accurately and on time to assure the best rate possible.

Really looked out for me

I have used Brent to buy two different homes. We discussed different financing options to make sure we had the best option for my situations. He went above and beyond to make sure everything happen on time, and he actually had our closing ready a week ahead of schedule. Brent really looked out for me. I would highly recommend giving him a shot to handle your next home financing.

Joel Fussel, Financial Representative

Assurance Home Loans, Brent Knapp
2017-12-13T15:01:33+00:00

Joel Fussel, Financial Representative

I have used Brent to buy two different homes. We discussed different financing options to make sure we had the best option for my situations. He went above and beyond to make sure everything happen on time, and he actually had our closing ready a week ahead of schedule. Brent really looked out for me. I would highly recommend giving him a shot to handle your next home financing.

The guy to go to, every time

I would recommend Brent to absolutely anyone interested in buying a home, refinancing their loan, or any other home finance transaction. He's knowledgeable, diligent, and has all the experience necessary to give you the best recommendation possible. I've done 3 deals with Brent already, and each time he seems to surpass my wildest expectations. Brent is the guy to go to, every time.

Zach Christensen, Business Development, McKinstry

Assurance Home Loans, Brent Knapp
2017-12-13T15:03:45+00:00

Zach Christensen, Business Development, McKinstry

I would recommend Brent to absolutely anyone interested in buying a home, refinancing their loan, or any other home finance transaction. He's knowledgeable, diligent, and has all the experience necessary to give you the best recommendation possible. I've done 3 deals with Brent already, and each time he seems to surpass my wildest expectations. Brent is the guy to go to, every time.

Explained everything

Brent has been great to work with. He is very professional, attentive and responsive. As a first time home buyer I had a lot of questions. He was very helpful and explained everything I had questions about to make sure I understood. Brent went above and beyond to make sure I got a great deal and everything worked out smoothly. I’ve already recommended him to a friend who is also very pleased with Brent’s service.

Sean Done, Quality Assurance, Progressive Leasing

Assurance Home Loans, Brent Knapp
2017-12-13T14:56:42+00:00

Sean Done, Quality Assurance, Progressive Leasing

Brent has been great to work with. He is very professional, attentive and responsive. As a first time home buyer I had a lot of questions. He was very helpful and explained everything I had questions about to make sure I understood. Brent went above and beyond to make sure I got a great deal and everything worked out smoothly. I’ve already recommended him to a friend who is also very pleased with Brent’s service.

Consummate professional

Brent was highly professional and very organized. He did a great job of guiding the process and keeping us informed of what was going on. He was patient and always available when we needed him. I would highly recommend Brent as a mortgage officer – he is great to work with and the consummate professional.

Jason Godfrey, Director, Better City

Assurance Home Loans, Brent Knapp
2017-12-13T14:57:35+00:00

Jason Godfrey, Director, Better City

Brent was highly professional and very organized. He did a great job of guiding the process and keeping us informed of what was going on. He was patient and always available when we needed him. I would highly recommend Brent as a mortgage officer – he is great to work with and the consummate professional.

Timely, professional and personable

I have had Brent help me with financing loans on three homes that I have purchased. He has been timely, professional and personable. I have found that I don’t have to worry when Brent tells me he will do something – it always gets done as promised and when it’s promised. I highly recommend Brent for services in mortgage financing.

Kay Christofferson, Civil Engineer, Horrocks Engineers

Assurance Home Loans, Brent Knapp
2017-12-13T14:45:37+00:00

Kay Christofferson, Civil Engineer, Horrocks Engineers

I have had Brent help me with financing loans on three homes that I have purchased. He has been timely, professional and personable. I have found that I don’t have to worry when Brent tells me he will do something – it always gets done as promised and when it’s promised. I highly recommend Brent for services in mortgage financing.

Efficient and professional

Brent is great to work with and handled our financing in an efficient and professional manner. Would recommend him and will engage his expertise in the future.

Steven Shiba, Sr Mechanical Engineer, FLSmidth Minerals

Assurance Home Loans, Brent Knapp
2017-12-13T14:51:16+00:00

Steven Shiba, Sr Mechanical Engineer, FLSmidth Minerals

Brent is great to work with and handled our financing in an efficient and professional manner. Would recommend him and will engage his expertise in the future.

Professional and Proactive

Brent is fantastic to work with. I have used his services on multiple occasions for my mortgage needs. Each time Brent has been professional and proactive, with excellent and timely communication throughout the process. I will continue to use Brent in the future for all of my mortgage needs and have complete confidence in recommending his mortgage expertise to friends and family.

Chad Schoepke, Business Analyst, Progressive Leasing

Assurance Home Loans, Brent Knapp
2017-12-08T16:13:51+00:00

Chad Schoepke, Business Analyst, Progressive Leasing

Professional and Proactive

Great deal with good service

Brent has been great to help me find good solutions for my various mortgage needs for both personal and investment properties. I recommend his services to anyone who needs a great deal with good service.

David Gilliland, Owner, The CEO's Team

Assurance Home Loans, Brent Knapp
2017-12-13T07:33:51+00:00

David Gilliland, Owner, The CEO's Team

Brent has been great to help me find good solutions for my various mortgage needs for both personal and investment properties. I recommend his services to anyone who needs a great deal with good service.

Calm through the storm

Brent helped us when we relocated to Sherman. His calm throughout the storm of buying a new home guided and supported us. When you buy a house you need a loan officer that you can count on like Brent. Highly recommend for your home loan needs.

Shawn Hackworth, Information Technology Manager, City of Sherman

Assurance Home Loans, Brent Knapp
2017-12-13T07:38:47+00:00

Shawn Hackworth, Information Technology Manager, City of Sherman

Brent helped us when we relocated to Sherman. His calm throughout the storm of buying a new home guided and supported us. When you buy a house you need a loan officer that you can count on like Brent. Highly recommend for your home loan needs.

Very responsive

I worked with Brent on two occasions. First was in securing a mortgage for a home. He was very flexible in working with my unique situation and addressing my needs to help me get into the home my wife and I wanted. I later approached Brent again for a refinance of the same mortgage. Brent is very responsive, gives you detailed information about the process and communicates well status of where things are. I’ve enjoyed working with him on both occasions and would highly recommend him.

Paul Beck, Manager, Adobe

Assurance Home Loans, Brent Knapp
2017-12-13T14:44:43+00:00

Paul Beck, Manager, Adobe

I worked with Brent on two occasions. First was in securing a mortgage for a home. He was very flexible in working with my unique situation and addressing my needs to help me get into the home my wife and I wanted. I later approached Brent again for a refinance of the same mortgage. Brent is very responsive, gives you detailed information about the process and communicates well status of where things are. I’ve enjoyed working with him on both occasions and would highly recommend him.

Simple and fast

Brent did a great job helping us refinance our house, the process was simple and fast. This is the second refinance with him.

Vanessa Shiba, Analyst, Norbest

Assurance Home Loans, Brent Knapp
2017-12-13T14:58:23+00:00

Vanessa Shiba, Analyst, Norbest

Brent did a great job helping us refinance our house, the process was simple and fast. This is the second refinance with him.

Transparent throughout

Brent did a fantastic job with our mortgage. I discussed my mortgage options with many brokers before deciding on Brent. He did the best job at customizing a plan specifically for me based on our circumstances with our home offer, and he was always able to beat or match competitor's rates and fees. He also makes himself available for any questions or concerns! I felt like Brent was transparent throughout the whole process, which I really appreciated. He is a fair broker and good at what he does. I highly recommend him.

Darin Pierson, CPA, Tax Senior at Ernst & Young

Assurance Home Loans, Brent Knapp
2017-12-13T15:06:40+00:00

Darin Pierson, CPA, Tax Senior at Ernst & Young

Brent did a fantastic job with our mortgage. I discussed my mortgage options with many brokers before deciding on Brent. He did the best job at customizing a plan specifically for me based on our circumstances with our home offer, and he was always able to beat or match competitor's rates and fees. He also makes himself available for any questions or concerns! I felt like Brent was transparent throughout the whole process, which I really appreciated. He is a fair broker and good at what he does. I highly recommend him.

Highly recommended

Brent did great work. I had a very unique situation and Brent was willing to work with my unique circumstances to find me a good loan with favorable terms in a timely manner. Several of the mortgage brokers I talked to before Brent were not able to find a solution for my circumstances. Highly Recommended.

Joseph Shapiro, Attorney, Rasmussen Shapiro

Assurance Home Loans, Brent Knapp
2017-12-13T14:55:51+00:00

Joseph Shapiro, Attorney, Rasmussen Shapiro

Brent did great work. I had a very unique situation and Brent was willing to work with my unique circumstances to find me a good loan with favorable terms in a timely manner. Several of the mortgage brokers I talked to before Brent were not able to find a solution for my circumstances. Highly Recommended.

Took the time to understand

Brent handled a mortgage refinance for me and did a fantastic job. He took the time to understand my needs and carefully tailored the loan to fit those needs. I would absolutely recommend Brent for anyone’s mortgage or refinance needs.

Brian Craven, Senior Project Manager, Civil Science Inc

Assurance Home Loans, Brent Knapp
2017-12-13T14:50:32+00:00

Brian Craven, Senior Project Manager, Civil Science Inc

Brent handled a mortgage refinance for me and did a fantastic job. He took the time to understand my needs and carefully tailored the loan to fit those needs. I would absolutely recommend Brent for anyone’s mortgage or refinance needs.

Creative and flexible

When it was time for my family and me to move from New Jersey to Texas, Brent was with us every step of the way. He was creative and flexible in helping us get our financing in order and quite patient with the FHA process. I’d definitely work with him again.

Alan Taber, Project Specialist, Lockheed Martin

Assurance Home Loans, Brent Knapp
2017-12-13T14:54:59+00:00

Alan Taber, Project Specialist, Lockheed Martin

When it was time for my family and me to move from New Jersey to Texas, Brent was with us every step of the way. He was creative and flexible in helping us get our financing in order and quite patient with the FHA process. I’d definitely work with him again.

Available and in constant contact

During the process of refinancing my home Brent stayed available and in constant contact with me. I always knew he was just a phone call away. He stayed patient and level even when I wasn’t. The incredible thing was…He did all this while he was going through a transition himself at work. I would definitely recommend Brent to any of my friends or family.

Jay Kelly, Aircraft Router, American Airlines

Assurance Home Loans, Brent Knapp
2017-12-13T14:48:39+00:00

Jay Kelly, Aircraft Router, American Airlines

During the process of refinancing my home Brent stayed available and in constant contact with me. I always knew he was just a phone call away. He stayed patient and level even when I wasn’t. The incredible thing was…He did all this while he was going through a transition himself at work. I would definitely recommend Brent to any of my friends or family.

Best bang for my buck

Even though I had never been house shopping before, I found that Brent’s knowledge of the loan industry and market was impressive. He was very good at helping me understand a number of new terms and issues that are integral to home buying that really helped me to make good decisions about what for me is the biggest investment I have made. He helped me get the best bang for my buck and surprised me at the end of the process by cutting my closing costs in half. In addition to being very knowledgeable and talented, he is very comfortable to work with from a personal level. I hired Brent on the advice of a friend who had also used Brent to help him get his home loan and I’m very glad I followed my friend’s advice.

Greg Briscoe, Associate Professor, Utah Valley University

Assurance Home Loans, Brent Knapp
2017-12-13T14:43:46+00:00

Greg Briscoe, Associate Professor, Utah Valley University

Even though I had never been house shopping before, I found that Brent’s knowledge of the loan industry and market was impressive. He was very good at helping me understand a number of new terms and issues that are integral to home buying that really helped me to make good decisions about what for me is the biggest investment I have made. He helped me get the best bang for my buck and surprised me at the end of the process by cutting my closing costs in half. In addition to being very knowledgeable and talented, he is very comfortable to work with from a personal level. I hired Brent on the advice of a friend who had also used Brent to help him get his home loan and I’m very glad I followed my friend’s advice.

Produced fabulous results

It was a pleasure working with Brent, we had a unique situation in a lot of respects and he was able to get to the bottom of all of them. His attention to detail was critical as there were a lot of things about our process that were not the norm and he was able to get through it all with his knowledge, persistence, and patience, (both with me and the unique process). Because of his knowledge and willingness to check into our needs we are happy to say he produced fabulous results. I will be referring him to others who may need his services.

Teresa VanRoosendahl, Accounting Manager, University of Utah Tech & Venture

Assurance Home Loans, Brent Knapp
2017-12-13T07:40:54+00:00

Teresa VanRoosendahl, Accounting Manager, University of Utah Tech & Venture

It was a pleasure working with Brent, we had a unique situation in a lot of respects and he was able to get to the bottom of all of them. His attention to detail was critical as there were a lot of things about our process that were not the norm and he was able to get through it all with his knowledge, persistence, and patience, (both with me and the unique process). Because of his knowledge and willingness to check into our needs we are happy to say he produced fabulous results. I will be referring him to others who may need his services.

Made himself available

My experience with Brent during my cash out refinance was nothing short of spectacular! He guided and directed me through every step. I was difficult due to my schedule but he made himself available at all times and was always ready with an answer. I highly recommend Brent for any home financing!

Erik McGuffin, Teacher/Coach, Everman High School

Assurance Home Loans, Brent Knapp
2017-12-13T07:37:51+00:00

Erik McGuffin, Teacher/Coach, Everman High School

My experience with Brent during my cash out refinance was nothing short of spectacular! He guided and directed me through every step. I was difficult due to my schedule but he made himself available at all times and was always ready with an answer. I highly recommend Brent for any home financing!

Already referred friends

We used Brent to refinance our mortgage, He was very efficient and everything went smoothly. He was able to save us money every month so that we could put that money elsewhere. I have already referred friends to him and I would recommend him to anyone.

Susan Lindsey, Teacher, Quest Academy

Assurance Home Loans, Brent Knapp
2017-12-13T14:54:03+00:00

Susan Lindsey, Teacher, Quest Academy

We used Brent to refinance our mortgage, He was very efficient and everything went smoothly. He was able to save us money every month so that we could put that money elsewhere. I have already referred friends to him and I would recommend him to anyone.

Southlake Mortgage | Assurance Home Loans

Are you looking for a hassle-free mortgage experience while still getting the mortgage that’s right for you? You’ve found the right place. As a qualified Southlake Mortgage professional who has been helping people find the right mortgage solutions for their purchase and refinance needs for several years, I am ready to help you and your family find the mortgage product that fits your lifestyle.

I understand that mortgages can be complex, especially if you’re a first-time buyer going through the mortgage process. With me, you can have the confidence in knowing that I am with you every step of the way. From the first meeting we have together through the closing process and beyond, I take care of my clients as if they are my family.

Welcome to Assurance Home Loans.

Our Work Flow

Discuss and Decide

The very first step is for us to review your situation and what you want to accomplish. Then decide which option is best for you.

Build a File

The next step is to build a file with documentation to support your loan scenario.

Underwrite and Close

The last step is to have your file approved and cleared by underwriting and then sign the final papers.

What kind of clients do you work with?
We help real people finance and refinance homes, and have done it for over 20 years. Whether you are a first-time buyer, a move-up or move-down buyer, a current homeowner looking to restructure to a lower rate or term, or an investor adding to your inventory, we can help.
Do I qualify?
This is an important question for purchase and refinance loans alike. Everyone’s situation and goals are different — let’s get on the phone and create a game plan.
What is your turn around time?
Each individual financial situation determines the steps necessary to finalize the mortgage. In our experience, purchase loans happen very quickly because there is a deadline — everyone is motivated. They generally take 14 to 30 days. Refinancing tends to take a bit longer — 21 to 45 days — typically because the homeowner responds to requests more slowly than on a purchase.

Assurance Home Loans

You have a CHOICE when you need mortgage financing, and  it is a PRIVILEGE to be considered for the job! Ultimately, we hope to EARN your goodwill and nurture FRIENDSHIPS  so you think of us whenever you need a mortgage.

© 2018 BHK LLC

Home
Purchase
Refinance
Blog
Contact
About

FOLLOW US

Email

(801) 655-3993