(801) 655-3993

Before You Make an Offer, Here Are 4 Tips for Success!

So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found it! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours...

3 Tips for Making Your Dream Home a Reality [INFOGRAPHIC]

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The #1 Reason to List Your House Today!

Many people believe that selling their house during “the spring buyers’ market” is the best thing to do. Their reasoning is that there will be more buyers than there are during the winter months and, therefore, their house will sell quicker and for a higher price....

Home Prices Up 7% from Last Year

According to CoreLogic’s latest Home Price Index, national home prices have appreciated by 7.0% from October 2016 to October 2017. This marks the second month in a row with a 7.0% year-over-year increase. A lack of supply of homes for sale has led to upward pressure...

Why Is There So Much Paperwork Required to Get a Mortgage?

Why is there so much paperwork mandated by the lenders for a mortgage loan application when buying a home today? It seems that they need to know everything about you and requires three separate sources to validate each and every entry on the application form. Many...

5 Reasons to Sell This Winter!

Here are five reasons listing your home for sale this winter makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These...

Median Days on the Market Drops to 34! [INFOGRAPHIC]

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The Real Reason Home Prices are Increasing

There are many unsubstantiated theories as to why home values are continuing to increase. From those who are worried that lending standards are again becoming too lenient (data shows this is untrue), to those who are concerned that prices are again approaching boom...

2 Charts That Show the Truth about Home Affordability

There is a lot of discussion about the current state of housing affordability for both first-time and move-up buyers, and much of the narrative is tarnished with a negative slant. However, the truth is that housing affordability is better today than at almost any time...

Low Interest Rates Have a High Impact on Your Purchasing Power

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.92%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home not only greatly...

Existing Home Sales Slowed by a Lack of Listings [INFOGRAPHIC]

Some Highlights: The inventory of existing homes for sale has dropped year-over-year for the last 29 consecutive months and is now at a 3.9-month supply. Existing home sales are currently at an annual pace of 5.48 million, the highest pace since June of this year, but...

Bubble Alert! Is it Getting Too Easy to Get a Mortgage?

There is little doubt that it is easier to get a home mortgage today than it was last year. The Mortgage Credit Availability Index (MCAI), published by the Mortgage Bankers Association, shows that mortgage credit has become more available in each of the last several...

Access is an Important Factor in Getting Your House SOLD!

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process, and they have asked you what level of access you want to provide to potential buyers. There are four elements to a quality listing. At the top of the...

Homeowners: Your House Must Be Sold TWICE

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank...

Top 4 Home Renovations for Maximum ROI [INFOGRAPHIC]

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Southlake Mortgage | Assurance Home Loans

Are you looking for a hassle-free mortgage experience while still getting the mortgage that’s right for you? You’ve found the right place. As a qualified Southlake Mortgage professional who has been helping people find the right mortgage solutions for their purchase and refinance needs for several years, I am ready to help you and your family find the mortgage product that fits your lifestyle.

I understand that mortgages can be complex, especially if you’re a first-time buyer going through the mortgage process. With me, you can have the confidence in knowing that I am with you every step of the way. From the first meeting we have together through the closing process and beyond, I take care of my clients as if they are my family.

Welcome to Assurance Home Loans.

What Homeownership Means to Americans

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Security

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Family

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Responsibility

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Happiness

Are You Purchase Ready?

Know Your Ceiling

I pre-approve you for the top of your affordable range. That way you know you are ready for any home you find below that number. Search with confidence.

Shake Out Challenges

The Pre-Approval process identifies any potential financing challenges. That’s a good thing because we can create a plan to overcome those challenges.

Be Taken Seriously

Imagine receiving two purchase offers at the same time — one is is Pre-Approved and the other is not. Which one would you take more seriously?

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Close More Quickly

A Pre-Approval gets the heavy lifting of the loan process out of the way. This helps you close more quickly.

Pre-Qualification

You can be Pre-Qualified in a conversation. We discuss your goals, credit history, employment, income, debts, and assets. We review the pros and cons of available financing options and narrow down the best fit for your plans. Our conversation will give you a lot of useful information, and even a solid game plan to finance your house, but it is only a conversation. Ultimately, we want something more substantial…

Assurance Home Loans is your trusted Southlake Mortgage loan provider in Texas.

Pre-Approval

Most real estate agents won’t take you out to look at homes without a Pre-Approval. This step includes all the information to get Pre-Qualified but with a real difference — documentation. We build a file that documents your financial information (credit report, pay stubs, bank statements, etc.). We specify a loan program, purchase price, and interest rate. And finally, we submit your scenario for underwriting. Once we have an underwritten approval, we issue a Pre-Approval Letter that your real estate agent includes in any offer you make on a home.

How Assurance Helps

You have a CHOICE when you need mortgage financing. For that reason, it is a PRIVILEGE to be considered for the job! Your goals and situation matter to us and we pledge to make this experience a good one. Whatever your specific situation includes, we are dedicated to helping you realize the options you have.

Our Goal

Simply put, we want to EARN your goodwill so you think of us whenever you need a mortgage. Our mission is to provide professional advice, efficient processes, and unwavering integrity to help you reach the ultimate satisfaction. Ultimately, we hope to nurture FRIENDSHIPS that make our work satisfying and meaningful. With Assurance, it’s much more than just a mortgage; we aim to create long-lasting relationships.

Brent Knapp is an excellent mortgage broker. We have used him multiple times to refinance our home. He is responsive and timely, excellent traits for his line of work. Resourceful, too. I remember a time that we ran into difficulties created by a prospective lender. Brent not only helped us through that challenge but was able to find a work-around that ending up getting us a better deal and saving more money. I give Brent Knapp my highest recommendation if you are looking to refinance your home.

Byron Martin

Attorney, Strong & Hanni

Brent made the usually unpleasant experience of working with lenders pleasurable! He understands the market, it’s intricacies, is patient!! I really enjoyed working with Brent and can recommend him highly. I’ve done this 6 times in my life and he was by far the best experience.

Pam Payne

Vice President, Society of Incentive Travel Excellence

We have worked with Brent a couple of times now and keep coming back because of his honesty and professionalism. We have also recommended him to family members that have had good experiences as well.
Our last experience was quick and convenient. Brent was great at communicating information quickly and really kept us in the loop. I’m confident we’ll be coming back when we finance our next home!!

Jeff Barrett

Business Development, SIRQ

When Should You Refinance?

Lower Rate

There are a number of ways to lower your mortgage payment. An obvious option is to lower your interest rate. Even a small reduction in rate can have a dramatic affect over time.

Eliminate Mortgage Insurance

We have more than one option to eliminate, or at least reduce, mortgage insurance — even if you don’t have much equity.

Use Your Equity

A cash-out refinance allows you to use your home equity to pay off debt, remodel the kitchen, buy a new car, or pay for your child’s college tuition.

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Choose Your Term

You have more choices than just a 15 or 30-year term. Now you can choose any specific year you like. Already been paying for three years? Get a 27-year term mortgage.

Save Money

When does it make sense to refinance? I can’t decide for you, but I can give you information and feedback to help you make the decision. I know this: a refinance should be simple, it should be fast, it shouldn’t cost an arm and a leg, and most of all, it should save you money! 

I worked with Brent on two occasions. First was in securing a mortgage for a home. He was very flexible in working with my unique situation and addressing my needs to help me get into the home my wife and I wanted. I later approached Brent again for a refinance of the same mortgage. Brent is very responsive, gives you detailed information about the process and communicates well status of where things are. I’ve enjoyed working with him on both occasions and would highly recommend him.

Paul Beck

Manager, Adobe

I have had Brent help me with financing loans on three homes that I have purchased. He has been timely, professional and personable. I have found that I don’t have to worry when Brent tells me he will do something – it always gets done as promised and when it’s promised. I highly recommend Brent for services in mortgage financing.

Kay Christofferson

Civil Engineer, Horrocks Engineers

Brent is fantastic to work with. I have used his services on multiple occasions for my mortgage needs. Each time Brent has been professional and proactive, with excellent and timely communication throughout the process. I will continue to use Brent in the future for all of my mortgage needs and have complete confidence in recommending his mortgage expertise to friends and family.

Chad Schoepke

Business Analyst, Progressive Leasing

Southlake Mortgage Loans

Frequently Asked Questions

The pieces of mortgage financing are not overly difficult to understand by themselves — complication comes because there are so many pieces and how they affect each other is not always obvious.

Just as each person’s situation is different, so are the questions that need to be asked and answered. I can’t make your decisions for you, but I can give you the information you need to make the best choices and feel secure in your decisions. Please don’t be shy about what you need to know.

Email or call (801) 655-3993

What kind of clients do you work with?

We help real people finance and refinance homes, and have done it for over 20 years. Whether you are a first-time buyer, a move-up or move-down buyer, a current homeowner looking to restructure to a lower rate or term, or an investor adding to your inventory, we can help.

Do I qualify?

This is an important question for purchase and refinance loans alike. Everyone’s situation and goals are different — let’s get on the phone and create a game plan.

What is your turn around time?

Each individual financial situation determines the steps necessary to finalize the mortgage. In our experience, purchase loans happen very quickly because there is a deadline — everyone is motivated. They generally take 14 to 30 days. Refinancing tends to take a bit longer — 21 to 45 days — typically because the homeowner responds to requests more slowly than on a purchase.

About Us

About Southlake, TX

Southlake is home to over 27,000 people in Tarrant County. Widely known for public schools, Southlake Town Square, Gateway Church and Carroll High School’s decorated football and swim teams, Southlake was founded in the 1840’s before officially becoming incorporated in 1956.

In 2016, the city ranked fifth on “The 100 Club: America’s Highest-Earning Cities”, and in 2015 ranked sixth on the “10 Richest Towns” in America list from MSN.com.

Our Culture

Communication

Communication is a big part of who we are. We believe that honest, straightforward communication is the key to a successful relationship. With us, you can expect us to:

  • We ANSWER the phone when called
  • We RETURN MESSAGES promptly
  • We give regular STATUS UPDATES
  • We ANSWER your QUESTIONS
  • We give the BEST ADVICE for your goals and circumstances

Integrity

Our goal is to bring ethical, honest and respectable service to our clients. We know how important a mortgage is and we want to make sure you’re as comfortable as possible.

  • We are OPEN and FORTHCOMING
  • We treat your information with complete PROFESSIONALISM
  • We do our best to DELIVER on every promise
  • We pledge to be WORTHY of your business and trust

Assertive Process

You shouldn’t have to ask on a status update when it comes to your mortgage. At Assurance Home Loans, we take the initiative when it comes to your mortgage.

  • We endeavor to make it so you NEVER WAIT on us
  • We treat your file as a PRIORITY
  • We always MOVE YOUR FILE to the next  available step in the process

Products & Rates

As a mortgage broker, we are able to offer competitively low rates and special programs that many other lenders are unable to provide. We believe this advantage helps get you the mortgage you need to be happy.

  • We offer COMPETITIVE rates
  • We offer CUTTING EDGE programs
  • We use our YEARS of experience to match you with the BEST option

Our Work Flow

Discuss and Decide

The very first step is for us to review your situation and what you want to accomplish. Then decide which option is best for you.

Build a File

The next step is to build a file with documentation to support your loan scenario.

Underwrite and Close

The last step is to have your file approved and cleared by underwriting and then sign the final papers.

Don't Be Shy

Drop me a line anytime, I am here to help.

 

Email or Call (801) 655-3993

Assurance Home Loans

We want to EARN your goodwill so you think of us whenever you need a mortgage, and we hope to provide that mortgage in a way that also creates FRIENDSHIPS.

© 2017 BHK LLC