Are You Purchase Ready?
Know Your Ceiling
I pre-approve you for the top of your affordable range. That way you know you are ready for any home you find below that number. Search with confidence.
Shake Out Challenges
The Pre-Approval process identifies any potential financing challenges. That’s a good thing because we can create a plan to overcome those challenges.
Be Taken Seriously
Imagine receiving two purchase offers at the same time — one is Pre-Approved and the other is not. Which one would you take more seriously?
Close More Quickly
A Pre-Approval gets the heavy lifting of the loan process out of the way. This helps you close more quickly.
You can be Pre-Qualified in a conversation. We discuss your goals, credit history, employment, income, debts, and assets. We review the pros and cons of available financing options and narrow down the best fit for your plans. Our conversation will give you a lot of useful information, and even a solid game plan to finance your house, but it is only a conversation. Ultimately, we want something more substantial…
Assurance Home Loans is your trusted Southlake Mortgage loan provider in Texas.
Many real estate agents won’t take you out to look at homes without a Pre-Approval. This step includes all the information to get Pre-Qualified but with a real difference — documentation. We build a file that documents your financial information (credit report, pay stubs, bank statements, etc.). We specify a loan program, purchase price, and interest rate. And finally, we submit your scenario for underwriting. Once we have an underwritten approval, we issue a Pre-Approval Letter that your real estate agent includes in any offer you make on a home.
Calm through the storm
Shawn Hackworth, Information Technology Manager, City of Sherman
Timely, professional and personable
Kay Christofferson, Civil Engineer, Horrocks Engineers
The best advice
Jared Durham, Project Manager, Pacific Builders
Darin Pierson, CPA, Tax Senior at Ernst & Young
Creative and flexible
Alan Taber, Project Specialist, Lockheed Martin
Sean Done, Quality Assurance, Progressive Leasing
Really looked out for me
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Pleasant to work with
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Great deal with good service
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Best bang for my buck
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Already referred friends
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Produced fabulous results
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Made himself available
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Attention to details
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The guy to go to, every time
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Joseph Shapiro, Attorney, Rasmussen Shapiro
Professional and Proactive
Chad Schoepke, Business Analyst, Progressive Leasing
Available and in constant contact
Jay Kelly, Aircraft Router, American Airlines
Took the time to understand
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Simple and fast
Vanessa Shiba, Analyst, Norbest
Efficient and professional
Steven Shiba, Sr Mechanical Engineer, FLSmidth Minerals
Assurance Home Loans
You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! Our mission is to provide professional advice, efficient processes, and unwavering integrity to help you reach your goals. Ultimately, we hope to EARN your goodwill and nurture FRIENDSHIPS so you think of us whenever you need a mortgage.
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