Beautiful suburban home with a Pre-Approved stamp overlayed on the image

Home Purchase Loans in Southlake, TX

Are you purchase ready?

A purchase mortgage loan is financing used to buy a home. Whether you’re a first-time buyer or upgrading to your dream home, we help you find a loan that fits your financial situation and long-term goals.

Before diving into the home-buying process, it's important to ask yourself: Am I purchase ready? This means evaluating your financial situation, credit health, and long-term goals to ensure you're in the best position to secure a mortgage.

Buy Your Home with Confidence

Purchasing a home is one of the biggest financial decisions you’ll make—and having the right mortgage can make all the difference. At Assurance Home Loans, we specialize in guiding Southlake buyers through the mortgage process with clarity, care, and competitive rates.

Our Purchase Loan options

Conventional Loans – Ideal for borrowers with solid credit and stable income
FHA Loans – Flexible qualification and low down payment options
VA Loans – No down payment loans for eligible veterans and service members
Jumbo Loans – For homes that exceed standard loan limits

First-Time Home Buyer Programs – Designed to simplify your first home purchase
Down Payment Assistance – Available to eligible buyers in select programs

Our Workflow

Consultation – We learn about your goals and answer your questions
Pre-Approval – Know your budget and make stronger offers
Loan Selection – We match you with the best loan program for your goals and situation
Processing & Underwriting – We handle the paperwork and details
Closing Day – Sign and celebrate—you’re a homeowner!

Why Choose us

Local expertise in Southlake and surrounding markets
Personalized loan strategies for your situation
Fast, responsive communication
Access to a wide range of lenders and programs
Support from pre-approval to closing

Let's Make your move happen

Whether you're ready to buy or just exploring your options, we’re here to help. Reach out today and let’s start the path to your next home.

Apply Now >

FAQs

How much do I need for a down payment?

It depends on your loan type. Some programs require as little as 3% down—or even 0% for VA and USDA loans.

Can I get pre-approved before finding a home?

Yes, and we recommend it! Pre-approval helps you know your budget and shows sellers you’re a serious buyer.

Do you offer help for first-time buyers?

Absolutely. We love working with first-time buyers and can connect you with programs that reduce upfront costs.

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.