Homeowner considering a cash out refinance

Mortgage Calculators for Southlake Homebuyers

Before you shop for a home or apply for a loan, it helps to know what you can afford. Our free mortgage calculators give you quick, helpful estimates so you can make confident decisions—no math degree required.

What You Can Estimate with Our Tools

Mortgage Affordability

Use a Desired Payment to find your estimated buying power

Monthly Payment Calculator

Calculate a monthly mortgage payment based on loan amount, interest rate, term, and taxes

Future Equity Calculator

Calculate how much equity is built over time

Refinancing Calculator

Estimate potential monthly or lifetime savings

Extra Payment Calculator

See how putting more towards principal can pay off your home faster

Rent vs Buy Calculator

See how long it will take for the buying costs to equal the cost of renting

Make Smart Moves with Realistic Numbers

These calculators are a great first step in planning—but they’re only estimates. Your actual loan terms will depend on credit score, down payment, loan type, and other factors. The real power comes from combining these tools with expert advice tailored to your financial picture.

Need Help Understanding Your Results?

If you're unsure how to interpret your numbers—or want to know what’s possible based on your credit and income—let’s talk. We’ll help you turn your estimate into a real plan.

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Mortgage Calculator FAQs

Are these calculators accurate?

They give solid estimates, but real loan terms depend on credit, debt, loan type, and more.

Will using these affect my credit?

Not at all. These tools don’t require a credit check or application.

What’s the best way to get exact numbers?

Start with a pre-approval. We’ll run accurate figures based on your unique situation.

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.