Home buyer looking over financing options while considering budget constraints

VA Loans in Southlake, TX

VA loans make homeownership more accessible for those who’ve served our country. At Assurance Home Loans, we proudly help veterans, active-duty military, and surviving spouses in Southlake and surrounding areas take advantage of this powerful, zero-down mortgage option.

What Is a VA Loan?

VA loans are home loans backed by the U.S. Department of Veterans Affairs. They’re available to eligible service members, veterans, and certain surviving spouses and offer unmatched benefits—including no down payment, no private mortgage insurance (PMI), and highly competitive interest rates.

Top Benefits of VA Home Loans

  • $0 down payment required

  • No private mortgage insurance (PMI)

  • Lower interest rates

  • Flexible credit requirements

  • Reduced closing costs

  • Reusable benefit—you can use it more than once

  • Assistance if you ever face difficulty with payments

Who’s Eligible for a VA Loan?

VA loans are available to:

  • Active-duty military members

  • Veterans with qualifying service history

  • National Guard and Reservists

  • Surviving spouses of veterans (under certain conditions)

Not sure if you qualify? We’ll walk you through the eligibility checklist.

How We Help You Use Your VA Loan Benefit

  • Review Eligibility – We help confirm your service and documentation

  • Get Pre-Approved – Understand your home budget

  • Loan Strategy – Match your goals with the right VA loan structure

  • Submit & Underwrite – We handle all VA-specific steps

  • Close & Celebrate – Move in with no down payment

Serving Those Who’ve Served

  • We’re experienced in VA lending

  • Personalized loan strategies for military families

  • Guidance through eligibility and paperwork

  • Local support in Southlake and surrounding bases

  • Respectful, veteran-first service approach

Use Your VA Home Loan Benefit Today

If you've served, you've earned this. Let's put your VA loan benefit to work so you can buy a home with confidence and no money down.

VA Loan FAQs

Do I need a down payment for a VA loan?

No. VA loans offer 100% financing with no down payment required.

Do VA loans require PMI?

No. One of the biggest benefits of VA loans is that there’s no private mortgage insurance.

Can I use my VA loan benefit more than once?

Yes! In many cases, VA loan benefits can be reused, even if you’ve used one before.

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.

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