Well qualified home buyer looking over home financing options

Jumbo Loans in Southlake, TX

When your dream home exceeds the standard loan limits, a jumbo mortgage can help make it a reality. At Assurance Home Loans, we specialize in guiding Southlake buyers through the jumbo loan process—offering personalized solutions for high-value properties with confidence and care.

What Counts as a Jumbo Mortgage?

A jumbo loan is a mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac (currently around $766,550 in most areas, higher in some). These loans are designed for luxury properties, larger homes, or homes in high-cost markets like Southlake.

When to Choose a Jumbo Loan?

Finance luxury or higher-priced properties
Flexible loan amounts beyond conforming limits
Competitive interest rates available
Options for fixed or adjustable rate terms
Can be used for primary, vacation, or investment homes
Interest-only payment options in some cases

Is a Jumbo Loan Right for You?

Jumbo loans are ideal for:

Buyers purchasing homes over the conforming loan limit
Individuals with high income or significant assets
Clients looking to finance custom or luxury properties
Self-employed or commission-based professionals with strong documentation

Our High-Touch Jumbo Loan Process

Consultation – We get to know your financial profile and property goals
Custom Strategy – We help structure the loan with your wealth picture in mind
Document Support – We guide you through the more detailed income & asset verification
Appraisal & Underwriting – Required for jumbo approval, and we manage the details
Closing Coordination – We ensure your timeline, title, and loan close smoothly

Luxury Lending, Local Service

Deep experience in jumbo loan structuring
Access to multiple high-value lending partners
Discreet, responsive service
Flexible terms for complex financial profiles
Trusted advisor for Southlake luxury buyers

Buying Big? Let’s Talk Jumbo Financing

High-value properties deserve high-level service. Let us help you secure the jumbo loan that fits your goals—and your home.

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Jumbo Loan FAQs

What’s the current conforming loan limit?

As of 2024, the general limit is $766,550. Anything above that may require jumbo financing.

Do jumbo loans require higher credit scores?

Yes—most lenders prefer 700+ credit scores, along with strong assets and income.

Can I get a jumbo loan as a self-employed buyer?

Absolutely. We work with self-employed clients often and help navigate income documentation.

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.