Homeowner considering a cash out refinance

Investment Property Loans in Southlake, TX

Real estate investing doesn’t need to come with red tape. At Assurance Home Loans, we help Southlake investors finance rental properties, vacation homes, and flips with straightforward, fast-moving loan options built for growth.

What Are Investment Property Loans?

Investment loans are used to purchase or refinance properties that won’t be your primary residence. Whether you’re buying your first rental or expanding your portfolio, we offer investor-friendly loan programs designed for speed, flexibility, and cash flow.

Types of Investment Loans We Offer

DSCR Loans – Qualify based on property cash flow, not personal income
Conventional Investment Loans – Backed by Fannie/Freddie with stricter income docs
Bank Statement or No-Doc Loans – Ideal for self-employed or portfolio investors
Fix-and-Flip Loans – Short-term financing for rehab projects
Vacation Rental Financing – For Airbnb or VRBO-style short-term properties

Perfect for New and Experienced Investors

First-time landlords or “house hackers”
Full-time investors growing their portfolios
Buyers using real estate for passive income
Flippers and rehabbers
Self-employed borrowers who don’t qualify traditionally

Fast, Flexible Loan Process for Investors

Quick Consultation – We review your goals, experience, and timeline
Loan Matching – Choose between DSCR, full-doc, or low-doc options
Property Analysis – We review rent rolls or market rent data
Application & Approval – Streamlined underwriting with investor-friendly lenders
Funding & Strategy – Close fast and plan your next move

We Think Like Investors

Loan options for all experience levels
Fast closings to help you win offers
Flexible documentation for portfolio buyers
Local market knowledge in DFW and beyond
Strategy-focused—not just rate-focused

Get Approved for Your Next Property—Fast

Whether you’re buying your first rental or funding your fifth flip, we’ll help you secure the right loan and close on time.

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Investment Loan FAQs

What credit score is required for investment loans?

It varies, but many programs start at 620–660. Better credit often brings better terms.

Can I qualify without using my personal income?

Yes. DSCR loans allow you to qualify based on property cash flow alone.

How quickly can I close?

Investor loans can often close in 15–21 days depending on the lender and documents.

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.