Beautiful suburban home with a Pre-Approved stamp overlayed on the image

Home Purchase Loans in Southlake, TX

Are you purchase ready?

A purchase mortgage loan is financing used to buy a home. Whether you’re a first-time buyer or upgrading to your dream home, we help you find a loan that fits your financial situation and long-term goals.

Before diving into the home-buying process, it's important to ask yourself: Am I purchase ready? This means evaluating your financial situation, credit health, and long-term goals to ensure you're in the best position to secure a mortgage.

Buy Your Home with Confidence

Purchasing a home is one of the biggest financial decisions you’ll make—and having the right mortgage can make all the difference. At Assurance Home Loans, we specialize in guiding Southlake buyers through the mortgage process with clarity, care, and competitive rates.

Conventional loans are ideal for buyers with good credit and stable income. These loans offer flexible terms, competitive rates, and the option to remove mortgage insurance once you build equity. We help Southlake borrowers compare fixed and adjustable-rate options to find the right fit for their financial goals—whether it’s a primary home, second home, or investment property.

FHA loans are perfect for buyers who want flexible credit requirements and low down payments. These government-backed loans are popular among Southlake first-time homebuyers and those with modest credit. We’ll help you explore eligibility, compare FHA to other options, and guide you through the application process with personalized support.

VA loans offer powerful benefits for veterans, active-duty service members, and eligible spouses—including zero down payment, no PMI, and competitive rates. We help qualified buyers in Southlake access this well-earned program with a smooth, respectful loan process. From eligibility checks to final approval, we’ll guide you every step of the way with clarity and care.

Buying a larger home or high-priced property? Jumbo loans go beyond standard loan limits to help you finance big with confidence. We assist Southlake buyers with flexible jumbo mortgage options tailored for large transactions, complex income, or custom builds. From underwriting to closing, we simplify the process and secure competitive terms.

Our Workflow

  • Consultation – We learn about your goals and answer your questions

  • Pre-Approval – Know your budget and make stronger offers

  • Loan Selection – We match you with the best loan program for your goals and situation

  • Processing & Underwriting – We handle the paperwork and details

  • Closing Day – Sign and celebrate—you’re a homeowner!

Why Choose us

  • Local expertise in Southlake, DFW and throughout Texas

  • Personalized loan strategies for your situation

  • Fast, responsive communication

  • Access to a wide range of lenders and programs

  • Support from pre-approval to closing

Let's Make your move happen

Whether you're ready to buy or just exploring your options, we’re here to help. Reach out today and let’s start the path to your next home.

FAQs

How much do I need for a down payment?

It depends on your loan type. Some programs require as little as 3% down—or even 0% for VA and USDA loans.

Can I get pre-approved before finding a home?

Yes, and we recommend it! Pre-approval helps you know your budget and shows sellers you’re a serious buyer.

Do you offer help for first-time buyers?

Absolutely. We love working with first-time buyers and can connect you with programs that reduce upfront costs.

Your local Southlake mortgage broker helping DFW buyers move from "thinking about it" to "approved and ready."

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.

© Copyright 2025. Assurance Home Loans- Brent Knapp. All rights reserved.