Beautiful suburban home with a Pre-Approved stamp overlayed on the image

Refinance Mortgage Loans in Southlake, TX

When you refinance, you replace your current mortgage with a new one—usually to get better terms. Refinancing your home loan can help you lower your interest rate, reduce your monthly payment, change loan terms, or tap into equity for cash. At Assurance Home Loans, we make the refinance process simple and customized to fit your financial goals.

When should you refinance your mortgage

  • Lower Rate

    There are a number of ways to lower your mortgage payment. An obvious option is to lower your interest rate. Even a small reduction in rate can have a dramatic affect over time.

  • Eliminate Mortgage Insurance

    We have more than one option to eliminate, or at least reduce, mortgage insurance — even if you don’t have much equity.

  • Use Your Equity

    A cash-out refinance allows you to use your home equity to pay off debt, remodel the kitchen, buy a new car, or pay for your child’s college tuition.

  • Choose Your Term

    You have more choices than just a 15 or 30-year term. Now you can choose any specific year you like. Already been paying for three years? Get a 27-year term mortgage.

Rate & Term Refinance

Let’s run the numbers together. You may be able to save more than you think—or access cash you didn’t know was available. Reach out today for a free refinance review.

Turn your home equity into a financial tool. A cash-out refinance lets you replace your current mortgage with a new one—and take out the difference as cash. Use it to consolidate debt, invest, renovate, or build savings. We help Southlake homeowners unlock equity with clear comparisons and a strategy that supports long-term goals.

FHA Streamline Refinance

Let’s run the numbers together. You may be able to save more than you think—or access cash you didn’t know was available. Reach out today for a free refinance review.

VA Streamline Refinance

Let’s run the numbers together. You may be able to save more than you think—or access cash you didn’t know was available. Reach out today for a free refinance review.

how the refinance process works

  • Consultation – We learn about your financial goals

  • Loan Analysis – We show you options and run savings comparisons

  • Application & Lock – Lock your rate and start paperwork

  • Appraisal & Underwriting – Evaluate your home and verify documents

  • Closing – Finalize your new loan and enjoy the benefits

Save Money

Let’s run the numbers together. You may be able to save more than you think—or access cash you didn’t know was available. Reach out today for a free refinance review.

refinance FAQs

How much can I save by refinancing?

It depends on your current loan amount and rate compared to the new terms, but even a small rate change can save thousands over the life of the loan.

Do I need to get my home appraised again?

In many cases, yes—but streamlined programs like FHA Streamline or VA IRRRL may waive this requirement. Even conventional loans waive the appraisal if there is substantial equity in the home.

Is cash-out refinancing taxable?

No. Funds from a cash-out refinance are considered borrowed money, not income.

Your local Southlake mortgage broker helping DFW buyers move from "thinking about it" to "approved and ready."

Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.

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