Brent Knapp - Mortgage Broker - Assurance Home Loans

Full-Service Mortgage Solutions with Local Expertise

Pre-Approval

Buying your first home doesn’t have to be overwhelming. We work with first-time buyers in Southlake to secure financing through programs with low down payments, flexible credit guidelines, and potential assistance grants. From explaining your options to getting you pre-approved, we provide step-by-step guidance so you can purchase with confidence and clarity.

Purchase Loans

Buying a home is a big step—and having the right loan matters. We help Southlake buyers find mortgage options that fit their goals, whether it’s a first home or a forever one. With access to conventional, FHA, VA, and jumbo loans, we tailor financing to your situation. We simplify the process, walk you through pre-approval, and help you make confident offers with competitive terms.

Refinance Loans

Refinance your mortgage to reduce your rate and monthly payment, or access cash from your home’s equity. We guide Southlake homeowners through a smooth, strategic refinance process with expert advice, fast responses, and flexible loan options tailored to your goals.

First-time Buyer Loans

Buying your first home doesn’t have to be overwhelming. We work with first-time buyers in Southlake to secure financing through programs with low down payments, flexible credit guidelines, and potential assistance grants. From explaining your options to getting you pre-approved, we provide step-by-step guidance so you can purchase with confidence and clarity.

Home Loan Process

From pre-approval to closing day, we guide you through the mortgage process with clarity and care. We break down each step—from application to underwriting—so you’re never left guessing. Southlake buyers appreciate our proactive communication, fast turn times, and hands-on support at every stage.

Mortgage Calculators

Our mortgage calculators help you estimate your monthly payment, determine how much home you can afford, and explore refinance savings. These tools are free, easy to use, and available to all Southlake buyers. When you're ready, we’ll review your numbers together and help you turn estimates into action.

Conventional Loans

Conventional loans are ideal for buyers with good credit and stable income. These loans offer flexible terms, competitive rates, and the option to remove mortgage insurance once you build equity. We help Southlake borrowers compare fixed and adjustable-rate options to find the right fit for their financial goals—whether it’s a primary home, second home, or investment property.

FHA Loans

FHA loans are perfect for buyers who want flexible credit requirements and low down payments. These government-backed loans are popular among Southlake first-time homebuyers and those with modest credit. We’ll help you explore eligibility, compare FHA to other options, and guide you through the application process with personalized support.

VA Loans

VA loans offer powerful benefits for veterans, active-duty service members, and eligible spouses—including zero down payment, no PMI, and competitive rates. We help qualified buyers in Southlake access this well-earned program with a smooth, respectful loan process. From eligibility checks to final approval, we’ll guide you every step of the way with clarity and care.

Jumbo Loans

Buying a larger home or high-priced property? Jumbo loans go beyond standard loan limits to help you finance big with confidence. We assist Southlake buyers with flexible jumbo mortgage options tailored for large transactions, complex income, or custom builds. From underwriting to closing, we simplify the process and secure competitive terms.

Cash Out Refinance

Turn your home equity into a financial tool. A cash-out refinance lets you replace your current mortgage with a new one—and take out the difference as cash. Use it to consolidate debt, invest, renovate, or build savings. We help Southlake homeowners unlock equity with clear comparisons and a strategy that supports long-term goals.

Construction Loans

Planning to build your dream home? We offer construction loans that fund the build and convert to a permanent mortgage upon completion. Whether it’s a new custom home or a major renovation, we work with Southlake buyers to structure flexible draws, manage inspections, and coordinate with builders for a smooth financing experience.

Self-Employed Loans

Being your own boss shouldn’t stop you from buying a home. We help business owners, freelancers, and commission-based earners qualify with flexible documentation options—like profit and loss statements, bank statements, or 1099s. We understand self-employed income, and we work with lenders who do too, making the loan process easier for entrepreneurs in Southlake.

Bank Statement Loans

Bank statement loans allow you to qualify using deposits instead of tax returns—ideal for self-employed buyers or those with non-traditional income. We work with Southlake clients to analyze 12–24 months of statements and match them with flexible lenders who understand real-world cash flow. It's a smart solution when your income doesn’t fit the usual mold.

Investment Property Loans

Whether you’re buying a rental, flipping a property, or building a real estate portfolio, we provide flexible investment loans to fit your strategy. From DSCR loans based on property cash flow to short-term fix-and-flip financing, we help Southlake investors close deals quickly and grow their assets with confidence.

Our Workflow

Discuss and Decide

The first step is to review your situation and what you want to accomplish. Then we consider which options are best for you.

Build a File

The next step is to build a file with documentation to support your loan scenario.

Underwrite and Close

The last step is to have your file cleared by underwriting and sign the final closing papers.

I want to Purchase

I want to Refinance

Let’s Find the Right Loan for You

Buying your first home? Refinancing your current loan? Investing in real estate? Let's take 30 minutes to create your own road map to buying a home. There is no charge, and no credit check, just a good conversation about your situation and how to meet your goals.

(817) 881-2600

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Pursuing the Art of Home Financing

You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and begin a long-time FRIENDSHIP with you.