When Should You Refinance?
There are a number of ways to lower your mortgage payment. An obvious option is to lower your interest rate. Even a small reduction in rate can have a dramatic affect over time.
Eliminate Mortgage Insurance
We have more than one option to eliminate, or at least reduce, mortgage insurance — even if you don’t have much equity.
Use Your Equity
A cash-out refinance allows you to use your home equity to pay off debt, remodel the kitchen, buy a new car, or pay for your child’s college tuition.
Choose Your Term
You have more choices than just a 15 or 30-year term. Now you can choose any specific year you like. Already been paying for three years? Get a 27-year term mortgage.
When does it make sense to refinance? I can’t decide for you, but I can give you information and feedback to help you make the decision. I know this: a refinance should be simple, it should be fast, it shouldn’t cost an arm and a leg, and most of all, it should save you money!
Sean Done, Quality Assurance, Progressive Leasing
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Joseph Shapiro, Attorney, Rasmussen Shapiro
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Teresa VanRoosendahl, Accounting Manager, University of Utah Tech & Venture
The best advice
Jared Durham, Project Manager, Pacific Builders
Really looked out for me
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Took the time to understand
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Kay Christofferson, Civil Engineer, Horrocks Engineers
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Best bang for my buck
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You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! Our mission is to provide professional advice, efficient processes, and unwavering integrity to help you reach your goals. Ultimately, we hope to EARN your goodwill and nurture FRIENDSHIPS so you think of us whenever you need a mortgage.
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