When Should You Refinance?
There are a number of ways to lower your mortgage payment. An obvious option is to lower your interest rate. Even a small reduction in rate can have a dramatic affect over time.
Eliminate Mortgage Insurance
We have more than one option to eliminate, or at least reduce, mortgage insurance — even if you don’t have much equity.
Use Your Equity
A cash-out refinance allows you to use your home equity to pay off debt, remodel the kitchen, buy a new car, or pay for your child’s college tuition.
Choose Your Term
You have more choices than just a 15 or 30-year term. Now you can choose any specific year you like. Already been paying for three years? Get a 27-year term mortgage.
When does it make sense to refinance? I can’t decide for you, but I can give you information and feedback to help you make the decision. I know this: a refinance should be simple, it should be fast, it shouldn’t cost an arm and a leg, and most of all, it should save you money!
Efficient and professional
Steven Shiba, Sr Mechanical Engineer, FLSmidth Minerals
Attention to details
Glenn Groesbeck, Mckeon Door Company
Timely, professional and personable
Kay Christofferson, Civil Engineer, Horrocks Engineers
Best bang for my buck
Greg Briscoe, Associate Professor, Utah Valley University
Simple and fast
Vanessa Shiba, Analyst, Norbest
Already referred friends
Susan Lindsey, Teacher, Quest Academy
Sean Done, Quality Assurance, Progressive Leasing
Paul Beck, Manager, Adobe
Took the time to understand
Brian Craven, Senior Project Manager, Civil Science Inc
Professional and Proactive
Chad Schoepke, Business Analyst, Progressive Leasing
Made himself available
Erik McGuffin, Teacher/Coach, Everman High School
The guy to go to, every time
Zach Christensen, Business Development, McKinstry
Produced fabulous results
Teresa VanRoosendahl, Accounting Manager, University of Utah Tech & Venture
Calm through the storm
Shawn Hackworth, Information Technology Manager, City of Sherman
Jason Godfrey, Director, Better City
Pleasant to work with
Phetsamone Phim, Aviation Inspector, Avdec
Joseph Shapiro, Attorney, Rasmussen Shapiro
Really looked out for me
Joel Fussel, Financial Representative
Creative and flexible
Alan Taber, Project Specialist, Lockheed Martin
The best advice
Jared Durham, Project Manager, Pacific Builders
Darin Pierson, CPA, Tax Senior at Ernst & Young
Available and in constant contact
Jay Kelly, Aircraft Router, American Airlines
Great deal with good service
David Gilliland, Owner, The CEO's Team
Assurance Home Loans
You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! Our mission is to provide professional advice, efficient processes, and unwavering integrity to help you reach your goals. Ultimately, we hope to EARN your goodwill and nurture FRIENDSHIPS so you think of us whenever you need a mortgage.
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