by Brent Knapp | Uncategorized, Credit, Credit Score, Improve Credit
If you’re thinking about buying a house in Texas, you’ve probably asked yourself, “What credit score do I need to get a mortgage?” Your credit score is like a report card that tells lenders how good you are at paying back money you borrow. In...
by Brent Knapp | Buyer, Credit, Down Payments, First Time Home Buyers, For Buyers
Lately, the number of buyers searching for a dream homes often outnumbers the number of homes actually for sale. This creates a competitive market where buyers need to stand out from one another. The best way to show you are serious is to get Pre-Approved for a...
by Brent Knapp | Credit, Credit Score, Improve Credit
Before a lending institution will give you a mortgage to purchase a new home, it wants to estimate how much risk you present as a borrower. If the bank perceives you as having a high default risk, it will protect itself by charging you a higher interest rate for a...
