Hello,
As a mortgage lender committed to education, my aim is to offer you customized home loan solutions that align with your goals.
Whether you're a first-time homebuyer or seasoned in the process, my goal is to be worthy of your trust. I ensure you will be consistently informed through each step of the process.
Situated in Southlake, Texas, and lending throughout the state, I'm known for offering the best rates and fees as well as essential services to make home buying a great experience. I take care of clients like family.
You absolutely, positively need a Mortgage Broker!
Hello, my name is Brent Knapp and I'm a Mortgage Broker
Whether you're a first-time homebuyer or seasoned in the process, my goal is to be worthy of your trust. Situated in Southlake, Texas, and lending throughout the state, I'm known for offering the best rates and fees as well as essential services to make home buying a great experience. I take care of clients like family.
Discuss and Decide
The first step is to review your situation and what you want to accomplish. Then we consider which options are best for you.
The next step is to build a file with documentation to support your loan scenario.
The last step is to have your file cleared by underwriting and sign the final closing papers.
I pre-approve you for the top of your affordable range. That way you know you are ready for any home you find below that number. Search with confidence.
The Pre-Approval process identifies any potential financing challenges. That’s a good thing because we can create a plan to overcome those challenges.
Imagine receiving two purchase offers at the same time — one is Pre-Approved and the other is not. Which one would you take more seriously?
A Pre-Approval gets the heavy lifting of the loan process out of the way. This helps you close more quickly.
You can be Mortgage Pre-Qualified in a conversation.
We discuss your goals, credit history, employment, income, debts, and assets. We review the pros and cons of available mortgage options and narrow down the best fit for your plans. Our conversation gives you a solid game plan to finance your house, but it is only a conversation. Ultimately, we want something more substantial…
Assurance Home Loans is your trusted Southlake Mortgage loan provider in Texas.
Many real estate agents won’t take you out to look at homes without a Mortgage Pre-Approval. This includes all the information to get Pre-Qualified but with a real difference — documentation. We build a file that documents your financial information (credit report, pay stubs, bank statements, etc.). We specify a loan program, purchase price, and interest rate. And finally, we submit your scenario for underwriting. With an underwritten approval, we issue a Pre-Approval Letter that your real estate agent includes in any offer you make on a home.
There are a number
of ways to lower your mortgage payment. An obvious option is to lower your interest rate. Even a small reduction in rate can have a dramatic affect over time.
We have more than one option to eliminate, or at least reduce, mortgage insurance — even if you don’t have much equity.
A cash-out refinance allows you to use your home equity to pay off debt, remodel the kitchen, buy a new car, or pay for your child’s college tuition.
You have more choices than just a 15 or 30-year term. Now you can choose any specific year you like. Already been paying for three years? Get a 27-year term mortgage.
When does it make sense to refinance? I can’t decide for you, but I can give you information and feedback to help you make the decision. I know this: a refinance should be simple, it should be fast, it shouldn’t cost an arm and a leg, and most of all, it should save you money!
Let's set aside 30 minutes to discuss and create your own personalized road map to buying a home. There is no charge, and no credit check, just a good conversation about your situation and how to meet your goals.
You have a CHOICE when you need mortgage financing, and it is a PRIVILEGE to be considered for the job! We hope to EARN your goodwill and nurture FRIENDSHIPS so you think of us whenever you need a mortgage.
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